Home / Home Buyers / Wichita Falls, TX
Home buyers · Wichita Falls, TXOwn a home in Wichita Falls, even if the bank said no
We sell homes we own in Wichita County to buyers who earn well but don't fit a bank's rules.
What's available in Texas
Owner financing (wrap-around)
You buy the home and get the deed at closing. The loan is arranged through a licensed Texas residential mortgage loan originator, who confirms the payment fits your income. A servicing company collects payments and keeps the records.
Rent-to-own on select homes
On some homes we own outright, a lease with an option to buy at a price agreed up front, under Texas rules: recorded, with yearly statements, and a deed when you buy.
In Texas most of our homes are sold with owner financing (a wrap-around loan): a written disclosure before you sign, a title company or attorney closing, and payments handled by a servicing company. Rent-to-own is available only on homes that have no loan against them.
Start here or call (469) 649-8263
Who this is for
- Self-employed and business owners whose tax returns show less than they really earn
- People paid in 1099, cash or tips
- Buyers rebuilding credit after a bankruptcy, foreclosure or medical bills
- New jobs and new businesses without a two-year history
Equal Housing Opportunity. We do business in accordance with the Fair Housing Act and do not discriminate on the basis of race, color, religion, sex, disability, familial status or national origin, or any other class protected by state or local law.
Tell us what you need in a home.
It takes about three minutes and there's no cost. We'll call you to talk through your options.