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Sell your houseSell your house, whatever the situation
Find your situation below. We'll explain how we can help and what else you should consider.
Behind on payments
Missed a few payments and the late fees keep stacking up.
If you've fallen behind on your mortgage, every month adds late fees and gets you closer to foreclosure. Depending on your equity, we may be able to buy the house and bring the loan current at closing, or take over the payments going forward. Before you decide, call your loan servicer and ask about a repayment plan, forbearance or loan modification. Sometimes that's the better answer, and we'll tell you if we think so.
Facing foreclosure
Received a notice of default or a sale date and feel out of time.
A notice of default or a posted sale date is frightening, but you often have more time and more options than it feels like. We may be able to buy the house before the sale date. We can't promise that any sale will close in time or that foreclosure will be stopped, so please also talk to a real estate attorney right away and consider a free HUD-approved housing counselor (800-569-4287). Read: what to do after a notice of default.
Little or no equity
You owe close to what the house is worth, so selling the normal way costs you money.
When you owe close to what the home is worth, a traditional sale can mean paying thousands to sell. Buying subject-to your existing loan is often a fit here: we take over the payments and you walk away without bringing money to closing. Read: your real options when you have no equity.
Inherited a house
Handling a loved one's home, its mortgage, and everything that comes with it.
Inheriting a house can mean a mortgage, taxes, repairs and a probate process, all while you're grieving. We can buy inherited homes as-is, work with the estate's attorney, and in some cases take over the existing loan. Probate rules vary by state, so the estate's attorney will guide timing.
Tired landlord
Tenants, repairs and vacancies have worn you down.
Tenants who don't pay, repairs that never end, and a property that barely breaks even. We can buy rentals with tenants in place, as-is, with a cash offer or on terms, so you can step away from being a landlord.
Relocating
A new job or family move, and the house can't sell fast enough.
A job change or family move doesn't wait for the market. If your house hasn't sold, or selling would cost more than you have, we may be able to take over the payments so you can make your move without carrying two housing costs.
Divorce or separation
Both names on the loan and a need to move on cleanly.
When both names are on the house and the loan, selling cleanly matters. We can offer a simple, written sale that both parties and their attorneys can review, with the proceeds split as your agreement or court order directs.
Let's look at your options together.
No pressure and no obligation. Tell us about the house and we'll tell you honestly whether we can help.