Want to sell your house, but can't?
When you owe close to what the house is worth, or you've fallen behind, a normal sale often isn't possible. We can buy your house on terms, including taking over your existing payments, so you can move forward with a plan and often with cash in hand.
- No agent commissions
- We pay normal closing costs
- Close with a title company
- No obligation
Every situation is different. These are the ones we see most.
Behind on payments
Missed a few payments and the late fees keep stacking up.
Facing foreclosure
Received a notice of default or a sale date and feel out of time.
Little or no equity
You owe close to what the house is worth, so selling the normal way costs you money.
Inherited a house
Handling a loved one's home, its mortgage, and everything that comes with it.
Tired landlord
Tenants, repairs and vacancies have worn you down.
Relocating
A new job or family move, and the house can't sell fast enough.
Divorce or separation
Both names on the loan and a need to move on cleanly.
Something else?
If your house feels stuck, talk to us. We'll tell you honestly whether we're a fit.
Why "on terms" can work when a normal sale can't
A traditional sale only works if the price covers what you owe plus agent commissions and closing costs, often 8–10% of the price. With little or no equity, that math leaves you bringing money to closing, or unable to sell at all.
Buying on terms changes the math. In many cases we take over responsibility for your existing mortgage payments (called buying "subject-to" the existing loan), bring the loan current if it's behind, and pay you an agreed amount for your equity or moving costs. The loan stays in place and we make the payments going forward.
Four simple steps
Tell us about the house
Fill out the short form or call us. It takes about two minutes.
We talk it through
We learn your situation, your loan, and what you need to move forward.
You get a written offer
Plain-English terms: what we pay, what we take over, and when. Take your time and have an attorney review it.
Close with a title company
A licensed title or escrow company handles the closing, on a date that works for you.
Straight answers, no pressure
We'll explain every option we can offer, including when you'd be better off listing with an agent, working with your lender, or getting legal advice. If we're not the right fit, we'll say so.
We put everything in writing, we close through licensed title companies, and we encourage every seller to have their own attorney review the paperwork.
Let's look at your options together.
No pressure and no obligation. Tell us about the house and we'll tell you honestly whether we can help.