Short answers to the big questions

Why we're not the lowest-price buyer: cash buyers pay 65-70 cents on the dollar and regular buyers are stuck with today's rates. Keeping your loan in place lets us pay closer to full value.

Your choices before the sale date: catch up the loan, have us take over your payments, get your equity paid over time, or a cash offer.

The terms in plain words: we take over your payments, past-due amounts are paid at closing, no fees or repairs, and you pick the date.

How you know the payments get made: a professional loan servicing company, a recorded agreement, and our own money in the deal.

Whether you can buy another home later, and how lenders treat the old mortgage once someone else has been paying it.

What the due-on-sale clause is, how rarely it comes up, and how it gets handled if it does.

What happens to your credit and your responsibility for the loan after you sell this way.

Why equity on paper isn't what you walk away with, and how we pay more than a typical cash buyer.

What a good result can look like: loan current, your move date, no commission, and statements showing every payment.

Why listings expire, including the one reason most people miss: today's interest rates and the buyer's monthly payment.

Two ways to get closer to your price after a listing expires: keep your loan in place, or be paid monthly with interest.

Selling an inherited house: who has to sign, what to do about a mortgage, and selling as-is.

Selling a rental as-is with tenants in place, and being paid monthly instead of managing it.

A short introduction from Wayne Moon: who Providence Home Partners is and how we work.